I'm Christian — your health plan coach. I help individuals, families, and small businesses find the right coverage, cut the premium, and actually understand the plan you're on. On your team any day of the year — not just during open enrollment.
*Free, no-obligation. I follow up with you personally.
I work for you, not one carrier.
Coverage that follows you.
Most clients enrolled same day.
I'm paid by the carrier, not by you.
Independent health and group benefits, one broker in your corner. I shop the entire market and tell you honestly which carrier and plan actually fits your situation.
Private PPO and ACA plans. Nationwide networks, lower premiums, no income limits on private — better subsidies on ACA when they fit.
Get More Information →Small-business health, dental, vision, and wellness. Often 30–70% less than the quotes you've gotten from big-box brokers — without losing network quality.
Get More Information →Standalone or add-on dental and vision plans for individuals, families, and teams — cleanings, exams, glasses, and contacts, without overpaying.
Get More Information →I'm Christian Medford. I've spent the last decade helping freelancers, families, and small business owners find coverage that actually works — the kind that holds up when you need it, not just when you're signing the paperwork.
I'm based in Sarasota, Florida, licensed in 43 states + DC, and I answer my own phone. No call center, no hard sells, no commission-chasing recommendations. Just honest advice from someone who works for you.
A decade of placing private PPO, ACA, and group coverage.
Licensed nationwide. Your coverage moves with you.
I'm paid by the carriers, never by the client.
Most clients enrolled in under 30 minutes, same day.
Self-employed, freelance, 1099, small business, between jobs, bridging to Medicare. The system isn't built for you — so I built a practice that is. I look at every carrier you qualify for, run the math out loud, and tell you which one actually wins for your situation.
Start My Free Quote →Variable income, no employer plan. Private PPOs don't care about your W-2 — they care that you're healthy.
See freelancer plans →Real coverage that follows you between contracts. No gaps when you switch clients.
See 1099 coverage →COBRA is rarely the best answer. A private PPO usually wins on price, network, and quality of care.
See alternatives to COBRA →Nationwide PPO networks mean you can see a doctor anywhere, not just where you happen to be enrolled.
See nomad-friendly coverage →A clean bridge to Medicare without overpaying for the years between full-time work and 65.
See bridge plans →Commission income, 1099 status, on-the-road work. Built for the way real estate agents actually live.
See agent coverage →"Christian could not have been more knowledgeable and helpful. The whole process took less than 30 minutes from start to finish. I will highly recommend him."
"I had been paying $620 a month for COBRA and was dreading another year of it. Christian found me a private PPO for less than half that — same kind of network, no referrals. The whole call took maybe twenty minutes."
"I run a five-person shop and was sure I needed a group plan. Christian showed me the math on individual policies for my team and saved us a real chunk every month. He also answers his own phone, which is honestly rare in this business."
I've spent the last decade placing private PPO, ACA, and group coverage for clients across 43 states + DC. Sometimes the right answer is a private plan. Sometimes it's the ACA marketplace. Sometimes it's a combination across the household. My job is to look at every option you qualify for and tell you honestly which one wins.
I'm based in Sarasota, Florida, I answer my own phone, and I work for you — not for a carrier. Most new clients are enrolled in under thirty minutes.
If you live somewhere on this list, we can work together.
AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, NY, OH, OK, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY
A few quick details — I'll follow up personally.
I'll be in touch shortly. Need to talk right now? Call (941) 241-0210.
Whether you're shopping out of curiosity or need coverage tomorrow, the first quote is free and there's no pressure.
A few quick details — I'll call you back personally.
I'll be in touch shortly. Need to talk right now? Call (941) 241-0210.
